Yes, I have been running my photography business without proper equipment insurance until now.  Yes, I know that’s stupid.  But it takes time and effort which I just haven’t had!

I actually got insurance on my camera and lenses on my household insurance ages ago, but realised a while ago (not that the insurance company told me) that the household insurance wouldn’t pay out if something happened because I use to generate part of my income.  So I’ve had to get business insurance instead.

Anyhoo, it’s done, but the experience did make me smile and I had to blog about it.

I contacted Outsurance for a quote, after reading a lot on photography forums etc about the pitfalls of the various local insurance companies, and I felt happy that they would understand what I needed.

I contacted them through their website.  I completed the short form with my details and submitted the query.  Seriously, literally 2 minutes later, I had a consultant phone me to get the quote sorted out!! I was seriously impressed!

I did laugh at the guy however, it was clear that it was the first photography quote he’d done.  He exclaimed after hearing the price of the first camera body that he thought that was a lot of money.

And then when I was rattling off the lenses (which I had to ensure him that it would be best to list seperately and not together), he whistled! LOL!! He said that he’d had no idea how much photography cost!

LOL!!

And to think that I need more lenses anyway!! My next new toy NEEDS to be a 16-35mm lens and then I want a 100mm f2.8 Macro lens… etc etc )

I’m just glad that I’m properly covered now!